Reduced Rate and High Limit Flood Insurance Coverage
Maximum Limits
Building $800,000 per policy.
Personal Property. $250,000 per policy
Food Spoilage. $500 per policy
States offered in: New York, California, Massachusetts, New Jersey, North Carolina, Pennsylvania, North Carolina, South Carolina, Texas, and Virginia
Eligible Flood Zones and Community:
1. Building(s) must be located in an eligible community. Eligible communities are those participating in FEMA’S National Flood Insurance Program (NFIP) and are listed in the NFIP master file as active participating communities under the regular program.
2. Building in FEMA flood zones A1-A30, AE, A, V1-V30 and VE are eligible for PFIP.
3. Eligibility and rates will be determined based on current FEMA flood zones. NFIP grandfathering rules do not apply under PFIP.
Properties Not Eligilible
- Severe Repetitive Loss (SRL) properties as defined by FEMA.
- Buildings with two or more flood related claims.
- Non-elevated buildings in VE, V1-V30 flood zone.
- Other Conditions Apply
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